New Product — Payday Account

Trade Up to $100k. Keep 100% of Profits.

An 8-hour trading window. No profit target. No minimum trade length. Just prove you can trade and walk away with your gains.
$100K
Account Size
8 Hours
Trading Window
90 Minute
Avg. Payout time
10X
Max Multiplier
How it works

3 Steps to Your Payday

#1
Buy Your Payday Account
Choose your multiplier (2X, 5X, or 10X) and your stake ($25–$500). Your 8-hour window starts the moment you purchase.
#2
Hit the Required Trades
Complete the minimum number of profitable trades for your multiplier tier. Each trade must gain at least 1% to count. Only one trade at a time — no stacking.
#3
Collect Your Payout
You keep 100% of your profits. Payouts average 90 minutes. No activation fee, no profit target, no time games — just results.

Pay What You Want.
Earn What You Want.

Slide to your stake amount, choose how aggressive you want to be, and see exactly what you can walk away with.
Step 1 — Your Stake — Chose How Much to Pay
$50,000
$25
$125
$250
$375
$500
Available in $25 increments from $25 to $500
Step 2 — Choose Your multiplier
2X
3 winning trades required
5X
4 winning trades required
10X
5 winning trades required
Step 3 — Choose Your platform
MetaTrader 5
MatchTrader
Step 4 — Your Potential Payout
$2,000
You keep 100% of this. Zero deductions.
Get This Account
Your Stake
$200
Multiplier
10X
Account Size
$100,000
Winning Trades Needed
5
Min. Profit Per Trade
1%
Trailing Loss Limit
2% ($2,000)
Time Window
8 Hours Max
Profit Split
100%
Thank you! Your submission has been received!
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OVER 5 MILLION IN PAYOUTS
$31,362
Andrei N.
$10,086.80
Mathias H.
$29,260.20
Jean N.
$15,554.00
Sebastian A. G.
$45,496.00
Hemaya A.
$31,362
Andrei N.
$10,086.80
Mathias H.
$29,260.20
Jean N.
$15,554.00
Sebastian A. G.
$45,496.00
Hemaya A.
$31,362
Andrei N.
$10,086.80
Mathias H.
$29,260.20
Jean N.
$15,554.00
Sebastian A. G.
$45,496.00
Hemaya A.
$48,727.10
Hemaya A.
$42,314.40
Luciano P.
$14,818.90
Teneisha R.
$33,510.40
Marius E.
$33,576.25
Carlos M.
$48,727.10
Hemaya A.
$42,314.40
Luciano P.
$14,818.90
Teneisha R.
$33,510.40
Marius E.
$33,576.25
Carlos M.
$48,727.10
Hemaya A.
$42,314.40
Luciano P.
$14,818.90
Teneisha R.
$33,510.40
Marius E.
$33,576.25
Carlos M.

The best trading platforms

Select the perfect platform for your trading style—whether you're just starting out or trading full-time.

Metatrader logo

MetaTrader

Full control, advanced tools, and powerful automation.
Mockup trading
Matchtrader logo

Match Trader

Simple to use, fast to navigate, and built for everyday performance.
Mockup trading

Everything You Need to Know

time windowtime window
8-Hour Window
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The timer starts the moment you take your first trade.
profit targetprofit target
No Profit Target
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There is no profit target to hit. Just complete your required profitable trades and collect your multiplied stake.
one trade at a timeone trade at a time
One Trade at a Time
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Only one open position allowed at a time. Partial closes do not count as individual trades.
news tradingnews trading
News Trading Allowed
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Trade through news events freely. No restrictions on high-impact news periods.
overnight trading imageovernight trading image
Weekend & Overnight Trading
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Monitor and track your traffic and order statistics via Crypto trading is available after FX markets close. As long as you're within your 8-hour window, you can trade 24/7.
no bots policyno bots policy
No EAs or Bots
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Automated trading tools and expert advisors are not permitted. Manual trading only.
20:1 Leverage20:1 Leverage
20:1 Leverage
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Up to 20:1 on forex. Indices, commodities & metals trade at 10:1. Crypto trades at 2:1.
payout timepayout time
90 Minutes Average Payout time
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Join the prop firm with the most reliable payouts in the industry!
Choose Your Payday
Trust Pilot stars

Real Traders. Real Payouts.

Trusted by 26,000+ Traders

I have tried few prop firms such as...

I have tried few prop firms such as blueberry and blue guardian, but I think that Top one is the best because it always motivate traders via emails, communication really matters, the problem solved so quick as Janice did this morning, great job.
This is the reason that makes me stay with Top one in my trading journey.
Mike
ZA
There's nothing as satisfying as being...
There's nothing as satisfying as being respectfully treated as a VIP with immediate response to every inquiry.
As a financial trading student and intermediate trader for over 3yrs, I've found no prop firm that treats their customer with such respect and promptness.
Shout-outs to Usman. Great customer service personnel with a very big heart. He satisfied all my questions with detailed explanations. Big thanks to you Usman.
May Top One Trader remain at the TOP forever, and continue to outperform and prove the rest wrong, until they all fade away.
David Annor - Darko
GH
David saved the day
⭐ 10/10 ⭐ I had a minor hiccup when I accidentally chose the wrong platform while purchasing my challenge, but the amazing David from Top One Trader came to the rescue in a flash! His lightning-fast response and helpful solution totally won me over. As a first-time challenge purchaser, I'm beyond impressed and excited to work with them. David's exceptional customer service is definitely a highlight - can't wait to work with them more in the future! 😍👍
Gail Van Riet
ZA
The Best Firm, Period!!!!
This firm consistently delivers exceptional service, with customer support that is exemplary. Jay's contributions to service and customer experience are particularly outstanding. This level of quality is precisely what one seeks in a firm, especially during initial engagements.
Gabriel Batista
US
I have tried few prop firms such as...

I have tried few prop firms such as blueberry and blue guardian, but I think that Top one is the best because it always motivate traders via emails, communication really matters, the problem solved so quick as Janice did this morning, great job.
This is the reason that makes me stay with Top one in my trading journey.
Mike
ZA
There's nothing as satisfying as being...
There's nothing as satisfying as being respectfully treated as a VIP with immediate response to every inquiry.
As a financial trading student and intermediate trader for over 3yrs, I've found no prop firm that treats their customer with such respect and promptness.
Shout-outs to Usman. Great customer service personnel with a very big heart. He satisfied all my questions with detailed explanations. Big thanks to you Usman.
May Top One Trader remain at the TOP forever, and continue to outperform and prove the rest wrong, until they all fade away.
David Annor - Darko
GH
David saved the day
⭐ 10/10 ⭐ I had a minor hiccup when I accidentally chose the wrong platform while purchasing my challenge, but the amazing David from Top One Trader came to the rescue in a flash! His lightning-fast response and helpful solution totally won me over. As a first-time challenge purchaser, I'm beyond impressed and excited to work with them. David's exceptional customer service is definitely a highlight - can't wait to work with them more in the future! 😍👍
Gail Van Riet
ZA
The Best Firm, Period!!!!
This firm consistently delivers exceptional service, with customer support that is exemplary. Jay's contributions to service and customer experience are particularly outstanding. This level of quality is precisely what one seeks in a firm, especially during initial engagements.
Gabriel Batista
US
TOPONETRADERS has just canceled all...
TOPONETRADERS has just canceled all doubts and reaffirmed my faith in prop firms. I just received a payout certificate from a firm that genuinely wants the traders to grow. I'm coming back to detail my story. But for now, 5 star isn’t enough. There has to be something like a 7Star general thingy because this company truly stands out!!! I'm locked in!
Bankole Agidigbi
US
Payouts you can count on!
Just received my second payout with Top one Trader. I want to say I truly appreciate the transparency, communication, and speed of the process. Everything was handled professionally, with no surprises, and it gave me confidence to keep going in my trading journey.
I've now received over $2,800 in total payouts and I'm slowly but surely growing in consistency. Top one has been a real platform for me to build on my discipline and test my edge without unnecessary pressure or unrealistic rules.
Even in a market that gets choppy, the support Top one makes (Daniel & Usman) the process feel smoother. Thank you for creating a fair space (Matt Morris & Clay Hodges) for traders to grow and get rewarded. Looking forward to scaling even further!
Daniel H.
US
Top One Trader gives me confidence
I've traded with multiple prop firms, Top One Trader has been the most clear and helpful firm by a long shot. With a great support team and quick replies, a special thank you to Daniel from their team for responding to my queries withij 5 minutes via email on a saturday nonetheless.. As well as clear defined rules with no hidden agendas. Top One Trader gives me plenty of confidence to keep trading with them.
Claye Snow
ZA
I would like to express my gratitude to...
I would like to express my gratitude to Top One trader. I passed their challenge, got a payout. They are a straightforward firm. No hidden surprises. Customer service is quick and on point. Overall a great company to trust with your money!!
Matias del rio
US
TOPONETRADERS has just canceled all...
TOPONETRADERS has just canceled all doubts and reaffirmed my faith in prop firms. I just received a payout certificate from a firm that genuinely wants the traders to grow. I'm coming back to detail my story. But for now, 5 star isn’t enough. There has to be something like a 7Star general thingy because this company truly stands out!!! I'm locked in!
Bankole Agidigbi
US
Payouts you can count on!
Just received my second payout with Top one Trader. I want to say I truly appreciate the transparency, communication, and speed of the process. Everything was handled professionally, with no surprises, and it gave me confidence to keep going in my trading journey.
I've now received over $2,800 in total payouts and I'm slowly but surely growing in consistency. Top one has been a real platform for me to build on my discipline and test my edge without unnecessary pressure or unrealistic rules.
Even in a market that gets choppy, the support Top one makes (Daniel & Usman) the process feel smoother. Thank you for creating a fair space (Matt Morris & Clay Hodges) for traders to grow and get rewarded. Looking forward to scaling even further!
Daniel H.
US
Top One Trader gives me confidence
I've traded with multiple prop firms, Top One Trader has been the most clear and helpful firm by a long shot. With a great support team and quick replies, a special thank you to Daniel from their team for responding to my queries withij 5 minutes via email on a saturday nonetheless.. As well as clear defined rules with no hidden agendas. Top One Trader gives me plenty of confidence to keep trading with them.
Claye Snow
ZA
I would like to express my gratitude to...
I would like to express my gratitude to Top One trader. I passed their challenge, got a payout. They are a straightforward firm. No hidden surprises. Customer service is quick and on point. Overall a great company to trust with your money!!
Matias del rio
US
I received my payout very fast
I received my payout very fast, after meeting the consistency rule on an instant funding acct. It was quick and easy.
Joseph Ifediatu
US
They are the best got my payout in...
They are the best got my payout in under 30 minutes if not even less, the customer service is always TOP TIER they literally just the best man, don’t hesitate to get an account with them if you follow the rules you will definitely get your money.
Milton Denson
ZA
Initially I didn't have the money to...
Initially I didn't have the money to pay for the on-demand add-on and then it so happens that I'm close to hitting the consistency score and so I wanted to add it in.
Many prop firms would have said you can't buy it afterwards but Top One Trader allows for this.
I asked for this and the response time was very very quick. If Top One Trader keeps this up they will cement themselves as one of the most credible firms in the industry which we desperately need!!!!!!!!!!
Gus Manue
GB
Top one trader is real with real payouts
I’m glad that for the first time I got paid from trading on this trustworthy Top One Trader, which offers one of the best affordable accounts. Currently running the best discount offers at 70%. Was trading 5K instant prime account, I really like the rules on this account even the trade locker platform was superb, and with my payout I can now purchase a larger size account to increase my earnings, looking to have a long-lasting relationship with Top One Trader. I have great confidence with Top One Trader. Thanks to the founders for most affordable discount. Regards.
Mkamburi
KE
Fastest payout ever!
Payout was extremely fast. After submitting payout it took less than 24h to be approved and when approved I got paid in like 7 minutes!!!
Big thanks to Reed from Risk Team for everything and quick responses!
Filip Rihtarić
HR
I received my payout very fast
I received my payout very fast, after meeting the consistency rule on an instant funding acct. It was quick and easy.
Joseph Ifediatu
US
They are the best got my payout in...
They are the best got my payout in under 30 minutes if not even less, the customer service is always TOP TIER they literally just the best man, don’t hesitate to get an account with them if you follow the rules you will definitely get your money.
Milton Denson
ZA
Initially I didn't have the money to...
Initially I didn't have the money to pay for the on-demand add-on and then it so happens that I'm close to hitting the consistency score and so I wanted to add it in.
Many prop firms would have said you can't buy it afterwards but Top One Trader allows for this.
I asked for this and the response time was very very quick. If Top One Trader keeps this up they will cement themselves as one of the most credible firms in the industry which we desperately need!!!!!!!!!!
Gus Manue
GB
Top one trader is real with real payouts
I’m glad that for the first time I got paid from trading on this trustworthy Top One Trader, which offers one of the best affordable accounts. Currently running the best discount offers at 70%. Was trading 5K instant prime account, I really like the rules on this account even the trade locker platform was superb, and with my payout I can now purchase a larger size account to increase my earnings, looking to have a long-lasting relationship with Top One Trader. I have great confidence with Top One Trader. Thanks to the founders for most affordable discount. Regards.
Mkamburi
KE
Fastest payout ever!
Payout was extremely fast. After submitting payout it took less than 24h to be approved and when approved I got paid in like 7 minutes!!!
Big thanks to Reed from Risk Team for everything and quick responses!
Filip Rihtarić
HR

Frequently asked questions

What our customers ask the most

What is a Stake & How Do The Mulitpliers Work? 

The stake is the amount selected by the trader when purchasing a PAYDAY Account.

Traders can choose a stake between $25 and $500.

Stakes are available in $25 increments.

What Are the Multiplier Options?


After selecting a stake, traders can choose one of the available PAYDAY multipliers.

The multiplier determines the payout amount the trader can become eligible for after successfully completing the account objective.

The selected multiplier is applied to the trader’s chosen stake.

For example, if a trader selects a $100 stake and chooses the 2x multiplier, the eligible payout amount would be:

$100 x 2 = $200

If a trader selects a $500 stake and chooses the 10x multiplier, the eligible payout amount would be:

$500 x 10 = $5,000

Can I Trade News?

Absolutely!

PAYDAY Accounts allow news trading.

This means traders are not restricted from trading before, during, or after news events.

Although news trading is allowed, traders should understand that news events can create increased market risk.

During news events, market conditions may change quickly. This can include:

Increased volatility.

  • Wider spreads.
  • Slippage.
  • Reduced liquidity.
  • Fast price movement.
  • Delayed execution.
  • Gaps or sharp market reactions.
  • These risks are the responsibility of the trader.
What Is The 8 Hour Timeframe?

The PAYDAY Account has a fixed 8 hour trading window.

This means traders have 8 hours to complete the required number of qualifying profitable trades, based on the multiplier selected at purchase.

When Does the 8 Hour Timer Start?

The 8 hour timer starts from the trader’s first trade.

The timer does not start when the PAYDAY Account is purchased or created.

This gives traders more flexibility to purchase their PAYDAY Account, complete any required setup steps, review the markets, and begin trading when they are ready.

Once the first trade is placed, the 8 hour PAYDAY trading window begins.

3 Day Inactivity Timer

Although the 8 hour trading window starts from the first trade, PAYDAY Accounts also have a 3 day inactivity timer.

This means traders must place their first trade within 3 days of purchasing the account.

If no trade is placed within the 3 day inactivity period, the account may become inactive or breached and may no longer be eligible for payout.

We Recommend Purchasing When Markets Are Open

Traders are not required to purchase their PAYDAY Account only when markets are open.

However, we recommend purchasing the account when the markets they want to trade are available, or when they know they will be ready to start trading within the 3 day inactivity period.

Since the 8 hour timer no longer starts at purchase, traders have more flexibility to choose when they begin trading.

However, once the first trade is placed, the 8 hour window begins immediately.

For example, if a trader wants to trade FX pairs, they may prefer to place their first trade while FX markets are open.

Crypto trading may be available after FX markets close, but traders should always make sure their preferred market is available before starting their first trade.

What Happens If the 8 Hour Window Expires?

If the trader does not complete the required number of qualifying profitable trades within the 8 hour window, the account will no longer be eligible for payout.

The account objective must be completed before the timer expires.

I

How do I Get a Payout & What Happens After a Successful Payout?

A trader becomes eligible to request a payout once all of the following conditions are met:

  • The required number of qualifying profitable trades has been completed.
  • Each qualifying trade reached at least 1% profit.
  • The objective was completed within the 8 hour trading window from your first trade.
  • The account did not breach the 2% trailing max loss limit.
  • The account followed all PAYDAY Account rules.

What Happens After a Successful Payout?

Once a PAYDAY payout is approved, the account is closed.

The PAYDAY Account is not a long term funded account. It is designed as a short term objective based account.

After completion, the trader may purchase a new PAYDAY Account and try again.

person trading on his laptop

Start Trading & Get Paid Faster

Join Payday accounts and unlock faster payouts with flexible trading conditions.
person trading on his laptop